Mattie McGrath warns pandemic schemes will fail, slams banks

Minister, I welcome your appointment, but I'm very concerned, Minister, many speakers, you've heard them there tonight, while I support the trust of the bill and the need for the bill. The bill is run up, and no disrespect to officials here by mandorins in the department, and this is my problem. Why don't we have some business people in here that can be consulted and be engaged with, and they do up this bill. This scheme is going to be a failure, and I don't want to be profit and doom or be pessimistic, but we already have the scheme of raise waivers, a rates holiday for business people, you know, that paid VAT and that are registered for tax, but the councils are now sending out, and have sent out all through July, the July mighty of the rates for the next six months, and they have to do that with the law, I understand that, but they haven't got a shilling, not already sent, Minister, from your government, your last government you're in, or this one either yet. So this is, all the promises are rolling out, and first of all you said to 2 billion, and now 1.5 billion, or whatever, this is all schemes, and rhymes, but it's not practicable, and it's not workable, and get ordinary business people, and in such time as we tackle the utility companies, or in such time as we tackle the insurance companies, or in such time as we tackle the banks, the banks ain't functioning, and you have the SPIC, the Banking Confederation of Ireland, why have they been in charge of it? And they're going to lend to their friends in the pillar banks, the banks, AIB, Bank of Ireland, and some others, who are not functioning. And you say this is the biggest stimulus, and this is the biggest credit guarantee ever. It is. What about the bank bailout? That was the biggest whopper that we ever did, and without my children, my grandchildren, and my great-grandchildren, and all our grandchildren will be paying it back. So, let's cut out the baloney here. We're in this huge crisis. We're in a huge crisis, a pandemic. I've called it a scandemic, and the more I see these schemes, and the more I see the things going on, I'm beginning to say that I was 100% right. There's a scamming everywhere, because these business people, and the banks are going to look at it, and if they're not having a good credit history, a line to them straight away. The banks aren't functioning. They are functioning to make profits. We fought hard here in the last door, in the last number of doors, to bring in the model that we had in New Zealand, the Kiwi Bank in Germany. I was shocked when everyone was doing research to find out that Germany, I thought of all big companies like Volkswagen and all those names that we're well aware of. No, 80% to 85% of companies in Germany are small and medium enterprises, but they support them. They have community banks, and then the profits go back into the community. But no, this government is about to start now, and the last government and several governments are in hock to the banks, and we seem to be able to just adore them and admire them on high, and we can't say what to them. We heard the questions last week, and I did hear Minister Doherty here, or Deputy Doherty here, when he started Minister, but last week in the Dáil. I happened to be in the chair when the Minister for Intervice didn't come in, and I know there were different circumstances, but nonetheless, we need answers. He's not here tonight either. He needs to get down and dirty, instead of the Flash Harry kind of stuff he has on his hashtag Leon, hashtag this and hashtag that. Get down to the ordinary people who are trying to put food on the table, who are trying to imply themselves, and who are trying to keep themselves in pride, and imply other people. This is all about jobs in the region, and the SMEs do that. Look at our courts and tourism industry. They're on their knees. They haven't got a shilling. They've got money, the ones that are doing public services. Yes, they've got 50% of the funding, but I'm talking about the whole main tourism. If we do get the borders open, if we become a green country again, it's more important to make our country, you know, flourish before we're talking about green zones all over the world. Look after ourselves. Look after our people. Because I don't believe this scheme will. I don't believe this scheme has the ability to do it. Because as I said, we haven't touched the insurance industry, we haven't touched the banks and legislation, and we haven't touched the utilities. Like, I have a hotel in my town, in Clonmel, who was paid nearly 90,000 while he was closed on utility charges. God almighty's name. That's daylight, and night time, and 24-7 robbery. Plundering. That's what it is. They've been plundered, and they're getting away with it. They're not being tackled. I brought up today here as well. I think it's very sensible. We're looking for VAT, and you minded not to give back to VAT. But you must give a stimulus to people that they will go out and spend. So, I was contacted by a number of hoteliers, and ordinary B&Bs, not many. I have my own areas. They're well noted. In Cancola, if you get a chance on your staycation this year, you might come down to the Nair Valley, to Hanora's Cottage. You might come down to O'Goyama's of Daisha. You won't get the like of them in the country, and the hosts, and the cuisine, but also the area and the way they look after the people. You'll be there for that time as well. I'll be around. Don't worry. I'm always around. There was a gang of ye arrived one night in a kind of a clandestine raid around January, in Hanora's Cottage in the Nair. I happened to turn up and knock at the door, and the poor Mrs Wall, Mary Wall nearly collapsed. When I arrived then, there was five and sixty inside. And ye enjoyed it, and I enjoyed it. We got well out there after, nice drop in the crater, and a little roasting turf fire, and a wonderful food, and splendid mountains to climb as well. But those people are made, are not made, but we've gone all the time now, and it's happening again now with this pandemic. Book online, online, online, online, cab payment, no cash. Every time we do a booking, a booking.com or around, there are many other numerous booking agencies. 10% minimum, and up to 20%, is being taken from the companies, the sale of that item. Whether it's a bed night, whether it's a meal, whether it's a trip on a bus, or a tour out in the lake, on a boat, or whatever. 10% of it, and up to 20% is being creamed off by those companies. This must be, simple things like that money must deal with. Try and curtail that, I don't know, they have to work to live too, but give them 5% of it. But there's 15% or 10% then that's going in, that's the same as getting a 12.5% fat waiver. That money is going out of this country, flowing out of it, and we can't seem to see it. So, we need to get down and dirty. Get in business people. Get in the likes of Michael O'Leary. Get in the other many, many other companies that are self-made people. And I'm going to be attacked for having low-paid workers. I'm an employer myself, and we look after it. Almost small employers look after their staff well, and they look after themselves, and it's a two-way street. So, Minister, I'm saying that this is doomed for failure, because it's too slow. It's been nubled by the banks, and they'll have control of it, and you know what they would have always done with it. So, Minister, I'm asking you, but I don't think I'd say it's falling on deaf ears. I know you have a mask tonight, but you have a mask around your ears the whole time, your government have, because you don't seem to understand what makes ordinary people tick, what makes the man get up in the morning, and what makes them have their self-implied and borrow. And, of course, you're living out, you're ruling out the credit unions, you're trying to roll them out of business altogether. So, get down and dirty. And you're a meat man, you should know it. Talk to the small employers that are up there, what they want. Tidding loans at this interest rates, they should be paying no interest rates. They need stimulus, and they need grants. But, of all, they need to be allowed to live. Cut out the cabals of the insurance, the banks, and the utility companies, robbing them daylight every day. I put us on a map here. Everything you needаст is a number of personnel and keep on paying 50. I think for myollen gun. They do hold your favor. Yes, let me go. Thank you. I'm going to have the right to say something. Thank you very much. We just want to block the use of people that are on that of theعzy. May 10th June? The sake of the Irish portion isordre a good result I'm listening to that. The truth of Congress is leading a foreign focus. Very well caso in the MARIA for the Kurdspot egg.